What is an Affidavit of Forgery?
Known either as an affidavit of forgery or a forgery affidavit, these legal documents are completed by a person who has been the victim of identity fraud. Financial institutions and law enforcement authorities may both require these affidavits after a crime has been committed.
What needs to happen that you need an affidavit of forgery?
While looking through your monthly bank statement, something catches your eye: a check you didn’t write. Whether you lost a check or someone stole it from you, you are now the victim of a forgery, and it could harm not only your bank account and credit history. But it could also put you in danger of facing legal issues. Checks aren’t the only personal items that can be forged. Criminals can forge your medical documents, deeds, stocks, wills, prescriptions or even your government-issued identification.
Who may ask you to file an affidavit?
If you’ve been the victim of a forgery, both your bank and your local police department may ask that you complete an affidavit of forgery. Essentially, this affidavit contains your sworn oath that the documents someone else has forged were indeed falsified and are not your doing. A typical affidavit of forgery will include your state and county, your name, and space to identify what it was, particularly, that was stolen and forged, such as a specific check number. It may also ask for the amount for which the check was written. The fraud victim will sign the affidavit, date it, and provide other information as requested by the agency.
A notary signature may also be required for the affidavit.