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Rent is due on the first. The car payment auto-drafts on the fifth. A tax deadline is coming. An insurance claim is sitting in limbo. A landlord needs a signature on a lease renewal by Friday. And the person whose name is on all of it is in Twin Towers. This is the reality thousands of Los Angeles families face every year — not a legal abstraction, but a stack of bills, deadlines, and frozen accounts that nobody has the authority to touch. Bank accounts lock up. Property goes